Joplin Uninsured & Underinsured Motorist Claims Lawyers
Helping Clients Protect Their Rights After an Accident
Experiencing a car accident can be distressing, particularly when the other driver is uninsured or underinsured. Navigating the complexities of insurance claims under these circumstances requires a solid understanding of your rights and the legal options available. Bishop & Hayes P.C. is committed to supporting clients in Joplin and throughout Missouri as they navigate the claims process, ensuring they obtain the compensation they are entitled to.
Call Bishop & Hayes P.C. today at (417) 304-3228 or contact us online to meet with our uninsured & underinsured motorist claims attorney in Joplin!
Understanding Uninsured & Underinsured Motorist Claims
Uninsured and underinsured motorist (UM/UIM) claims provide crucial protection for drivers when they are involved in accidents with at-fault drivers who do not have sufficient insurance coverage.
- Uninsured Motorist Claims arise when the at-fault driver has no insurance. In such cases, your insurance policy may cover your damages, provided that you have uninsured motorist coverage included.
- Underinsured Motorist Claims: These claims come into play when the responsible driver carries insurance, but their policy limits do not adequately cover your damages. In such situations, your underinsured motorist coverage can bridge the gap.
Both claim types can compensate you for various losses, including medical expenses, lost wages, property damage, and pain and suffering. Understanding how these claims work is crucial for ensuring you receive the compensation you deserve.
OUR VERDICTS & SETTLEMENTS
MORE THAN $100,000,000 RECOVERED FOR OUR CLIENTS
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$1.5 Million Auto Accident Rollover
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$1.1 Million Motorcycle Accident
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$1 Million Semi-Truck Accident
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$500,000 Semi-Truck Failure to Secure Load
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$400,000 Uninsured Motorist Red Light Accident
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$350,000 Semi-Truck Head-On Collision
The Keys to our success
What to Do After an Accident with an Uninsured Motorist
If you find yourself in an accident with an uninsured motorist, taking specific steps can help protect your rights and strengthen your claim:
- Check for Injuries: Verify that everyone involved is safe, and seek medical help for any injuries.
- Notify Law Enforcement: Reach out to law enforcement to report the accident. A police report can serve as necessary documentation for your case.
- Collect Evidence: Capture photographs of the accident scene, focusing on vehicle damage and any pertinent road conditions. Collect contact details from witnesses.
- Inform Your Insurance Provider: Notify your insurance provider about the incident immediately. They will assist you throughout the claims process.
- Document Medical Treatments: Maintain detailed records of all medical care and expenses related to your injuries; this information is vital for your claim.
- Consult with a Joplin Uninsured & Underinsured Motorist Claims Lawyer: An experienced attorney can help you understand your rights, guide you through the claims process, and effectively advocate for your interests.
Hear from our clients
WE PUT YOUR EXPERIENCE AND YOUR RECOVERY FIRST
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“If you need an attorney that is going to look out for your needs give them a call first.”- Jen F.
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“Two times now we have needed them.”- Kasandra S.
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“There aren't enough words to say how much I appreciate my first meeting with Tim Hayes!!”- Jeanette B.
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“Professional, caring, answered every question, staff very understanding, and they made it easier going thru an accident.”- Campbell C.
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“My husband, family and I are very grateful for the compassion and the help in navigating all the parts.”- Renee T.
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“They made it so easy! Super friendly staff and beautiful office!”- Allie E.
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“They guided me through a confusing time and went above and beyond to help me.”- Bailey D.
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“Their service, communication and professionalism, that's what makes them great!”- Vlad L.
What is the Statute of Limitations for an Uninsured & Underinsured Motorist Claim in Missouri?
In Missouri, the timeframe to file a claim for uninsured or underinsured motorist coverage is five years from the accident date. This deadline is important; failing to file within this period could result in losing your right to seek compensation. Act quickly and seek legal advice to ensure your claim is filed within the required timeframe.
Contact Our Joplin Uninsured & Underinsured Motorist Claims Attorneys Today
Dealing with the consequences of an accident involving uninsured or underinsured motorists can be difficult. With the committed legal team at Bishop & Hayes P.C. at your side, you can confidently navigate the intricacies of these claims. Our firm is prepared to help you understand your options and seek the compensation necessary for your recovery. If you've been in an accident with an uninsured or underinsured driver, contact our office today to discuss your situation.
Contact Bishop & Hayes P.C. today to meet with our uninsured & underinsured motorist claims lawyer in Joplin!